Booking a holiday can be an exciting time but you need to ensure that your money is safe. It may be that you book your holidays a year or so in advance to allow you to pay for it monthly or you may like to save up and have money in the bank to allow you to pay for your holiday outright.

When booking a holiday, there is always a bit of a risk as you never know what is going to happen to the company you book with. Over recent years we have heard of a number of holiday companies going into administration and thousands of customers losing out on their money and holiday. Booking with a company that offers ATOL protection will ensure that you are not stranded or left out of pocket when should your holiday be cancelled by the company you booked with. ATOL only protects holidays that have been booked as accommodation and flights as a package not booked separately. Paying for your holiday on a credit card or by PayPal may also offer you a little more protection and make it easier to get your money back should you need to.